At United Asset Strategies, our mission is to be a steward to our clients and to each other, ever mindful of our clients' unique financial goals and risk tolerances.
United Asset Strategies believes that the single most important investment principle is diversification. We are committed to providing an exceptional client experience, and delivering prudent, disciplined daily money management. United is here to help you plan for the possibilities, whether that’s through our Investment Management, Wealth Management, Pension Consulting, or Insurance Services.
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Quarterly Newsletter
Looking back at 2022, it could best be characterized as volatile. In our opinion, last year’s volatility was the culmination of two years of extreme global events. The global COVID pandemic led to lockdowns in 2020, which fueled unprecedented fiscal and monetary policy responses. These extreme policy responses, coupled with lingering global supply-chain issues and the Russian invasion into Ukraine, led to a rapid rise in inflation. The Federal Reserve then moved aggressively to undercut these inflationary trends, leading to an unusual and simultaneous decline in both stocks and bonds (see Figure 1). While bonds are typically flat or higher in periods of stock-market declines, this was not the case through three quarters of 2022. While stocks and bonds rose in the fourth quarter, stocks finished 2022 down 19.4% and bonds down 13.0%. Importantly, a typical 60/40 balanced portfolio experienced a decline of nearly 17% in 2022, the second worst in history.
